Motorcycle Insurance Agent
Motorcycle Insurance Agent
How Does One Get a Progressive Motorcycle Insurance Quote?
Progressive is one of the nation’s leading insurance companies, and one of its hottest deals is motorcycle insurance. Getting a Progressive motorcycle insurance ought to be easy even for the first-time bike owner, but just to make things easier, here are a few tips on what to expect.
You can get a Progressive motorcycle insurance quote in two ways: Drive, or Direct. These are Progressive’s official call signs for quotes gotten via an agent (the old-fashioned way), and quotes gotten over the phone or via the Web (through their Web-based calculator, or their customer service representatives). You can get details on both if you log onto their official website for motorcycle insurance, motorcycle.progressive.com.
Note that both Drive and Direct quoting methods are available for their other insurance packages, not just the one for bikes. In case you have more than one type of vehicle you’d like to get quotes for, the Direct quoting method may well be the fastest and most convenient way to gather the information you need. Online Web calculators such as Direct make shopping for insurance faster and more convenient. Progressive also offers a homeowner discount, as well as another kind of discount for people who want to insure more than one motorcycle in a single go.
Basically the same coverage options are available for both Drive and Direct, but the premiums are different. The commission cost of the agent you’ll be consulting with will be figured into the quote for Drive, while the cost of maintaining a direct-sell center is figured into Direct.
Don’t be daunted by Direct: even for the not-so-tech savvy, answering the questions on Direct that would lead to a good quote is not a complicated process. You’ll be asked for the standard information that you can expect your agent will ask of you as well, should you choose Drive over Direct. Questions such as safety record, age, motorcycle type, and the amount of claims made against previous policies. Expect the same questions too should you choose the phone-in customer service option for Direct.
Some insurance companies may not make allowances for custom motorcycles – not so Progressive. It also admits bikes that are over 25 years old. But note that the Progressive motorcycle insurance policy does not cover all bikes. There are some very specific types of motorcycles that the company accommodates. You can view the list on Progressive’s official bike insurance website.
MOTORCYCLE INSURANCE NEEDED BEFORE “LAY-UP” PERIOD ENDS…?
I have a “lay-up” period on my motorcycle insurance from Dec 1st – Feb 28/29 where I no longer have liability coverage, but only fire and theft because those are generally months when a person wouldn’t be riding (at least in Ohio). I am going to Daytona Bike Week in 2010, and will be leaving Feb 26… so I am going to need insurance on the bike for 3 days before the “lay-up” period is over. My insurance agent says the only thing I can do is have coverage year round which costs an additional $150 per year. I hate to pay this much when I really only need it for 3 days. Any ideas???
Pay for insurance and forget about trailering it. Shop around for another insurance agent that has your best interests at heart. Progressive told me to put full coverage on instead of liability would take a phone call and about 30 seconds of my time. They were right. the next bill came due with my regular premium so if your guy is screwing with you remind him it’s a tough economy and you are sorely tempted to take your business elsewhere. you might just get a different answer than the first go around.
Auto Insurance in Salt Lake City UT Herb Kosterlitz Farmers
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