Insurance for Scooters

By · Tuesday, May 26th, 2009
Motorcycle Insurance Rate

Insurance for Scooters

There has been much advancement in the field of wheelchairs, specifically mobility wheelchairs. But now there is something even more versatile, mobility electric scooters. When it comes to the elderly or handicapped mobility scooters may be the best thing since sliced bread.

In the past disabled persons would lose out on many uplifting activities. But with the innovations in mobility scooters, the elderly and handicapped are not feeling quite as old or as feeble as they once were. Why? When you can get around almost as well as active healthy people you can return to being a part of the family or community. Independence is once again your ally. The ability to get around the house or out in public once again can be a major boost in a persons self worth. No more dependence on others to perform common everyday tasks.

Motorized electric scooters for people with a handicap are fast becoming the way of the future. With technological advances being made with regard to electric mobility scooters itÂ’s no wonder they have taken the disabled world by storm. ItÂ’s a thrill seeing a 90 year old man walking his dog with the help of a mobility electric scooter, something that he wouldnÂ’t have been possible just a few short years ago. But now there is practically nowhere a person canÂ’t go with the help of an electric motor scooter.

There are gas motor scooters and electric motorized scooters, but for the handicapped gas scooters are out and electric is in. No need for gas, just plug it in for a recharge and then off you go with full independence once again. These wonderful scooters are getting faster and lighter. Plus, the scooter batteries have drastically improved, allowing much longer periods of driving without the need for a recharge. WouldnÂ’t it be nice being able to scoot around all day without the need for a charge?

Another advantage of mobility electric motor scooters is the cost. They are not only becoming increasingly less expensive, but if a person is disabled or handicapped it may even be possible to have Medicare or other medical insurance pick up some or all of the tab.

When purchasing an electric scooter be sure to take it for a test drive before buying. The most important thing is making sure that your motorized scooter is comfortable. By purchasing a comfortable scooter itÂ’ll be a pleasant drive anywhere you go. Another consideration is the cost. If at all possible have your health insurance company pay for part of the price. But even if you have no insurance it is well worth the price. No price can be put on being independent and mobile, especially if youÂ’ve been laid up for awhile.

One of the many options available in mobile electric scooters is their number of wheels. There are models that have either 3 wheels or 4 wheels. The 3 wheel scooters are typically lighter in weight. The 4 wheel models are typically heavier, but may be a little better balanced when going quickly around a turn. Two wheels in the front make for a more stable vehicle around sharp corners. Once again, it is wise to test drive before buying.

There are many different options including colors, sizes, weights, number of wheels, battery capacity and the types of seats. If chosen carefully an electric scooter can become one of the best purchases ever made for the handicapped, disabled or elderly.




Do you need a special license/tag/insurance to ride a scooter?

hello! i am a student at a university and all the students ride scooters here. i was wondering if i need a special license to ride one? and do i have to buy insurance for it? and also do i need a tag? and is there anything else that i need to do before riding one? i live in gainesville, florida.. GO GATORS ;)

the scooter that i am planning to purchase will not go more than 40 miles per hour….

thanks!!

You don’t need a special license; your current driver’s license should cover it, as long as it’s under 50cc.

As for insurance, I don’t know about Florida law. I suggest you inquire at your local DMV or AAA.

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