Best Motorcycle Insurance Rates
Best Motorcycle Insurance Rates
Anyone who owns a motorbike must ensure that as well as riding the bike sensibly and wearing the right protective gear they need to have insurance as well. Today when looking for cheap bike insurance it has become much easier as a result of the invention of the internet.
To get insurance for you and your bike today that is affordable is easy as there are so many companies vying for your business. There are numerous websites where by providing just some answers to a few simple questions will then provide you with quotations from several companies. Once you have these quotes you just need to spend time going over each policy and comparing what each one has to offer.
However, there are other things that you can do which can further help to lower the costs of your premiums on an annual basis. In this article we take a look at some things you can do to achieve this.
1. If you are not going to be using your motorbike frequently then look for those insurance companies who offer discounts to those riders who limit their use of a bike. Just as with a car if you state that you are going to be doing only 5,000 miles a year instead of 10,000 miles then this can save you quite a considerable amount on your premiums.
2. Another way to avoid paying high costs on your motorbike insurance premiums is if you are able to store the bike in a garage. Plus also fitting yours with a good quality security system. Look to see what ones the insurance companies recommend and then if you can afford to have this fitted to your bike.
which company gives the best motorcycle insurance?
im 19, im think on purchasing a 08 or 09 Ninja EX250. i have no accident history, no tickets. so what company will give me the best price or rate for full coverage?
This is heavily going to depend on where you live. I got a quote on insurance here with statefarm and for my 2005 Ninja 250 and my 99 Ducati 900SS i pay about $50 a month.
My fiance used to live in vegas, i got a quote there, statefarm wanted about $150 a month for both. Geiko wanted about $75… but where i live now Geiko wanted about $200 a month (go figure).
There really is not one that is going to be “The best” everywhere, this is why people say “Shop around before you make a decision on insurance” because statistics and premiums play a big part on where you live.
Generally speaking though you can get insured on a 250 ninja for a pretty inexpensive amount. When i was your age I was paying around $40-50 a month on the 250, now i pay $10.
Statefarm, I do know, does it by cc size and not necessarily always by “model”. Other companies do it by “Sportbike, cruiser, touring, etc”. So call around and get some quotes my friend. I know it sucks to have to call around but that is actually truly going to be your best bet. People will throw out insurance company names on here all day long but it varies from place to place.
The fact that you have a clean record, no accident history means you will likely be able to get it for a reasonable amount, you just need to shop around.
Happy riding, the 250 is a GREAT beginner bike. 4 bikes later it’s still one of the 4 bikes in my stable and love it to death.
Insurance: Accident by train
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