Average Motorcycle Insurance Rate

By · Thursday, December 17th, 2009
Motorcycle Insurance Rate

Average Motorcycle Insurance Rate

Pedestrian accident is a serious problem throughout the world, especially in the United States. When cars run into pedestrians, serious injury might occur. In the United States, this problem is quite serious in that 5,000 pedestrians are killed annually while 64,000 are injured in accidents involving motor vehicles.

The figures stated above are completely alarming and disturbing. Let us take a look more at the specific statistics on pedestrian accidents according to the report of the National Highway Traffic Association and the Insurance Institute for Highway Safety:

• 11 percent of motor vehicle fatalities involve pedestrians

• Between 1975 and 2005, 180,000 pedestrian lives have been claimed in motor vehicle accidents

• Pedestrian death is second to occupant death in terms of category of motor vehicle deaths

• Every 8 minutes, on average, a pedestrian is hurt in a traffic accident

• Every 2 hours, on average, one life of a pedestrian is lost in a traffic accident

In terms of locations of pedestrian accidents in the United States, most pedestrian deaths take place in urban areas because pedestrian activity is higher and traffic volumes are greater in contrast to rural areas. Nevertheless, the ratio of deaths to injuries is higher in rural areas due to severe impact speeds on rural roads and highways. In terms of figures, the National Safety Council approximates that in the United States 85.7 percent of total non-deadly accidents involving pedestrians take place in urban areas while 14.3 percent happen in rural areas.

In terms of gender, males are more likely to be involved in pedestrian accident than females. 69 percent of pedestrian fatalities are male. In addition, 58 percent male pedestrian injury rate is about 58 percent higher than female. In terms of age, the young children and the elderly are the most vulnerable for injuries related to pedestrian accidents. It has been observed that children under the age of 16 are most likely victims of motor vehicle accidents.

When a vehicle, like a car, collides with a pedestrian, the victim is in danger of multiple serious injuries. The body parts that are most vulnerable to serious and even fatal injuries are head, legs and arms. Severe bodily injuries as results of the accident might include spinal cord injury, paraplegia, quadriplegia, traumatic brain injury, coma and fractured bones.

Figures above underscore that pedestrian accident in the United States is really a serious issue. Our country has a very serious case of pedestrian deaths and injuries. If you or a family is a victim of pedestrian related accident, do not hesitate to come forward and file a personal injury case against the perpetrator. Key to winning your case is getting a reputable personal injury lawyer. This is one way to lessen, if not totally eliminate, pedestrian deaths and injuries in the United States.




Would a ninja 250r suit me?

I want a motorcycle and I am planning to get a license for it. I am 18 yrs old 5’4″ and weigh 110LB. I would use it generally in small areas and a highway sometimes too. I know its light weight and I too and light weight. And insurance wise. How much is an average rate.

the ninja 250 is a great first bike and is constantly recommended, its light, small, good price, looks good but can still get up to 100mph and does better on highways that a lot of other 250cc bikes. Like Rodger said you’ll probably outgrow it quick but the 250s are always in demand and they retain their value pretty well so it shouldnt be hard to get rid of it when you buy a new bike. As far as insurance goes, its not going to be exactly cheap, you’re a male under 25 (assuming you’re a guy) and its a sportsbike, both of those facts raise it automatically


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