Auto Insurance Policies
Auto Insurance Policies
Auto Insurance – What Is No Fault Auto Insurance Policy
A no fault auto insurance policy currently in 12 states and Puerto Rico is a type of policy where your insurer pays for injuries arising from an accident regardless of who caused it.
The 12 states that have this provision Florida, Michigan, New Jersey, New York, Pennsylvania, Hawaii, Kansas, Kentucky, Massachusetts, Minnesota, North Dakota, Utah, New Jersey, Pennsylvania and Kentucky all have various differences but are all basically operated under the same principle.
One very important thing to note is that there is a set limit to what your insurer would pay. ONce the expense over shoots that maximum, you have to come up with the balance either by taking care of it or suing the offending driver to get the needed compensation.
One major good point for this type of coverage is that you are covered if only to a certain extent regardless of whether you are at fault or not.
If you live in any of the 12 states listed above and is interested this type of policy, it would be pure wisdom to find the peculiarity of our state’s law on no fault auto insurance.
It would help you to go online and get free quotes to compare so you can know which insurer would offer you a better rate.
All you need do is go online to any quotes comparison site. You would fill in your zip code and some other information which you would need to fill out correctly. When you have done this, you would receive quotes from various insurers based on the information you provided.
Be sure to visit at least 4 quotes comparison sites for best results.
What to do about auto insurance policies…?
My husband has auto ins. w/Geico but he recently left for deployment. Since I’m not on the policy yet at Geico I know I have to send in the Power of Attorney to even have access of any information or to make pymts, ect.
I also know that once you are married most or all auto insurance companies require that the husband and wife are on the same policy. I was told that if I am already covered w/another auto insurance company then all I have to do is send something in to Gieco.
I am still listed w/my parents’ auto ins. coverage w/ USAA b/c they still have the title of the car & stuff that I’m driving in their name(s). But I give them $ for all the pymts (trying to get all that changed to my name if I can) Even if I am still listed w/them, I’m still covered for everything so could I just get a copy of the insurance and registration for my car and give that to Geico then be on the same policy with my husband and not get charged for it. Or what exactly would I have to do?
Call Geico without giving them too much detail, give them your husband’s insurance policy number and ask how much it would cost to add you to the policy. That’s a normal thing for married people to do and should not be any problem. After all, you’ve had insurance through USAA for a while. They’ll be happy to add you to the policy for a few hundred dollars a year.
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