Auto Insurance Coverage
Auto Insurance Coverage
Yes. DUI auto insurance does exist, and you better have it if you have recently gotten a DUI ticket. Sometimes the courts will allow you to have partial driving privileges after getting a DUI for getting to and from work or getting to and from medical appointments. If you don’t have appropriate DUI auto insurance, you will end up having even more problems as time goes on. If you have an accident and your original insurance company had dropped you or didn’t know about the DUI, you will not have insurance coverage. This will lead to nothing but more trouble. If the time of your driving suspension is over, you need to have special DUI auto insurance in order to drive again. The rates on your insurance will be substantially higher because you will be considered more of a risk now. You need to carry the insurance though, at least liability coverage. If you don’t and you do drive, you are asking for ongoing problems.
You can do a search online for DUI auto insurance. There are companies that specialize in helping people in this situation get auto policy again. You can go to two or three different sites and compare rates and types of auto policy coverage. You will have a higher rate for quite a while though. Sometimes after 10 years, a person can get their driving record sponged. You should talk to a lawyer about this. Just don’t make another mistake and drive without insurance.
If you find that the insurance rates are too high, get an older car and drive with just liability coverage. It will still be expensive but it will be a little cheaper than carrying collision and comprehensive also. If the DUI is on your record, there is little you can do DUI auto insurance.
Based on Floridas basic auto insurance coverage if i have a deductable of 100. should i increase it to 500 why
will increasing the deductable to 500. save on my monthly insurance and can i apply the savings towards increasing my liability limits. Please explain why
It depends on the car. For the most part you will save money by increasing the deductible but if the car is old then you won’t notice much of a difference. If you go to your insurance company website you should be able to get quotes on what changes to your policy will do.
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